Press release from Attorney General Raúl Labrador: $183.5 million multistate settlement with Acima Digital
The release says 748 Idaho consumers will receive restitution and 234 Idaho leases will be forgiven
Press release from Attorney General Raúl Labrador, Nov. 13, 2026. These are the office's own words, not the paper's reporting; cut for length only.
BOISE, ID — Attorney General Raúl Labrador today announced a $183.5 million multistate settlement with Acima Digital, LLC and its direct parent company, Acima Holdings, LLC. The settlement consists of $43 million in direct restitution for the benefit of consumers, a $10.5 million payment to the states, and lease balance reductions for consumers totaling $130 million. Acima is a rent-to-own finance company that partners with retailers to offer financing to Idaho consumers via rental-purchase agreements. The settlement resolves allegations that Acima deceptively advertised its rental-purchase agreements, deceptively marked up the cash price of the merchandise being rented, and other deceptive acts and practices with respect to its rental-purchase agreements, debt collection, and credit reporting.
“Acima deceived their customers with misleading business practices, concealed long-term leases, and confusing cancellation terms,” said Attorney General Labrador. “This settlement gets money directly back to the Idahoans harmed and puts Acima on a path towards compliance with our consumer protection laws.”
Under the terms of the settlement, 748 Idaho consumers will receive direct restitution totaling $202,354 and 234 Idaho leases will be forgiven, totaling $263,901. The State of Idaho will also receive $97,706 as part of the multi-state agreement.
Consumers who are eligible to obtain restitution or lease forgiveness pursuant to this settlement do not need to take any action. Consumers eligible to receive restitution will be contacted by the settlement administrator. Consumers who are eligible to receive lease forgiveness will be contacted by Acima.
The release also lists the practices Acima agreed to change and the multistate allegations; those parts are cut here. Read the full release at the link below.